Welcome to LAG Consulting Ltd’s website ("Website"). By accessing, browsing, or using this Website, you agree to be legally bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Website.

1. Company Details

This Website is operated by:
LAG Consulting Ltd
A Private Exempt Limited Liability Company registered in Malta.
Company Registration No: C123456

2. Purpose of the Website

The Website is intended to provide general information about our consulting services in the areas of insurance. No regulated financial, insurance, or investment advice is provided through this Website.

3. User Obligations

By using this Website, you agree:
- Not to use the Website for any unlawful purpose;
- Not to engage in any activity that may interfere with or disrupt the Website or its servers;
- Not to misuse the Website by knowingly introducing viruses, trojans, or other malicious material;
- Not to use automated tools (e.g., bots, scrapers) to access the Website;
- Not to attempt unauthorised access to any part of the Website.

4. Intellectual Property

All content on this Website, including but not limited to text, logos, graphics, documents, and images, is the property of LAG Consulting Ltd or its licensors. You may not reproduce, distribute, or use any material without our prior written consent.

5. Disclaimer of Liability

All information provided on this Website is for general information purposes only.
LAG Consulting Ltd makes no warranties regarding the accuracy, reliability, or completeness of any content and accepts no liability for any loss or damage arising from reliance on the information herein.No part of this Website constitutes regulated financial or insurance advice.

6. Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content, security, or privacy practices of any third-party sites.

7. Limitation of Liability

To the fullest extent permitted by law, LAG Consulting Ltd shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use or inability to use the Website or its content.

8. Indemnity

You agree to indemnify and hold harmless LAG Consulting Ltd, its directors, officers, and affiliates from any claim, liability, or damages, including legal fees, arising out of your breach of these Terms or your use of the Website.

9. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of Malta. Any disputes shall be subject to the exclusive jurisdiction of the Maltese courts.

10. Language

If this Website is offered in multiple languages, the English version shall prevail in case of any conflict or interpretation issue.

11. Contact

For any questions about these Terms, please contact us at: info@lagconsulting.com.mt

12. Changes to Terms

LAG Consulting Ltd reserves the right to amend these Terms at any time without prior notice. Continued use of the Website after changes constitutes acceptance of the updated Terms.